Farm Insurance

Farm insurance liability covers the financial responsibility of farmers for injuries or property damage that occur on their property or from your farm operations. It typically includes coverage for bodily injury, property damage, medical payments, and legal fees arising from accidents involving visitors, employees, or livestock on the farm premises.

Livestock insurance provides coverage for financial losses due to the death or injury of owned livestock. It may cover various causes such as accidents, illness, or natural disasters. This insurance helps farmers protect their investment in livestock and maintain financial stability in case of unforeseen events.

Farm machinery and equipment insurance on a farm policy provides coverage for the repair, replacement, or loss of items such as tractors, combines, and other farm implements. It typically includes coverage for damage caused by accidents, theft, vandalism, and natural disasters. This insurance helps farmers protect their valuable equipment and ensures continuity of farm operations.

Hay and grain insurance on a farm policy provides coverage for financial losses resulting from damage or destruction to stored hay and grain. It typically includes coverage for perils such as fire, theft, and weather-related damage. This insurance helps farmers safeguard their valuable feed supply and maintain financial stability in case of losses.

Outbuilding coverage on a farm policy refers to insurance protection for structures on the farm premises that are separate from the main dwelling, such as barns, sheds, silos, and workshops. It provides coverage for damages caused by various perils, including fire, theft, vandalism, and natural disasters, ensuring financial protection for these essential farm assets.

Loss of income coverage if there is a suspension of farm operations due to a insured loss.